LOAN SCHEMES

 

 General Term Loan Yuva Udyamita Protsahan Yojana Saral Loan
PURPOSE: Term loan for acquisition of Land, building and plant & machinery for setting up projects in the manufacturing sector including mining, Wind farm and individual Wind turbine generators. PURPOSE : Financial assistance for setting up enterprises in the industrial and service/information technology sector.

PURPOSE: For existing running industrial units/hotel/hospital

For working capital and/or acquisition of fixed assets.

ELIGIBILITY: Industrial units proposed to be set up in industrial areas/converted land In Rajasthan and defined as eligible under the SFCs Act ELIGIBILITY: Higher Secondary( 10+ 1)/Senior Secondary( 10+ 2)/Graduate/Diploma/ITI certificate holders, up to the age of 45 years, having arrangement of land for the project. ELIGIBILITY: Existing MSME units, running for at least past six months.
LOAN AMOUNT: Maximum Rs.8 cr. in case of HUF/ Proprietorship concerns and Rs.20 cr. in case of Companies/Co-operative societies (with net worth not exceeding Rs.30 cr.) LOAN AMOUNT: Up to Rs.5.00 cr. including benefit of interest subvention @ 6% on the initial Rs.1.50 cr availed. LOAN AMOUNT: Maximum Rs.8 cr. in case of HUF/Proprietorship/Partnership concerns and Rs.l0 cr. in case of Companies/Cooperative Societies (with net worth not exceeding Rs.30 cr.)
REPAYMENT PERIOD: Upto 10 years including 6 to 18 months moratorium period depending upon cash generation of the project.

REPAYMENT PERIOD: Upto 7 to 10 years including 12 months moratorium period.

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REPAYMENT PERIOD: Upto 7 years including moratorium period not exceeding 6 months.
 Flexi Scheme for Good Borrower GOLD CARD SCHEME FOR GOOD BORROWER: 
PLATINUM CARD SCHEME OF GOOD BORROWER 
PURPOSE: Providing financial assistance to the good borrowers of the Corporation to meet out their immediate requirement either for working capital need or to acquire fixed assets or both as and when required. PURPOSE: To meet out working capital requirement or to acquire fixed assets. PURPOSE : To meet: out working capital requirement or to acquire fixed assets.
ELIGIBILITY: An existing assisted units: (a) The unit should have operating/dealing with the Corporation for at least 4 years. (b)The account of the unit should have been classified as standard assets in the last 3 years.

ELIGIBILITY : (a) In operation for the last 4 years.
(b) Having existing debt equity ratio of not more than 1.5:1
(c) Classified as standard asset as well as showing satisfactory financial
performance in the past 3 years.

(d) Working results(cash profit) should justify repayment of existing/proposed loan

ELIGIBILITY:
An existing Gold Card holder with proven track record of repayment of 2 years or existing Gold card holder with proven track record of repayment of year in Gold card a/c as well as two years in other GB Schemes.
LOAN AMOUNT: The minimum and maximum loan under the scheme shall be Rs.10.00 lacs and Rs.250.00 lacs respectively, but if the proposed loan amount is more than Rs.250.00 lacs, then the loan application may be considered on the basis of justification of repayment of loan on the basis of generated cash profit. (b) The loan shall be restricted to 2 times of loan repaid by the unit in all loan accounts.

LOAN AMOUNT: Rs.10.00 lacs to Rs.10.00 crores
(i) Fixed limit-65% of sanctioned loan.
(ii)Floating limit upto 35% of sanctioned loan(max.Rs.10.00 lacs)

The loan shall be restricted to 2 times of loan repaid (subject to conditions) maximum upto Rs.10.00 crores. 

LOAN AMOUNT: Rs.10.00 lacs to Rs.10.00 crores

(i) Fixed limit-65% of sanctioned loan.

(ii)Floating limit upto 35% of sanctioned loan(max.Rs.10.00 lacs)

The loan shall be restricted to 2 times of loan repaid (subject to conditions) maximum upto Rs.10.00 crores. 

REPAYMENT PERIOD: 5 years Loan shall be repaid after expiry of 2 years in 13 quarterly instalments from 1 disbursement of loan REPAYMENT PERIOD: 5 years. REPAYMENT PERIOD: 5 years.
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